When it comes to spending time outdoors, many people know that it is wise to wear sunscreen if you are going to be exposed to the sun for a long period. What many people don’t know is that there is also special UV protective clothing designed to offer you even more protection.What is UV protective clothing?UV protective clothing, as the term suggests, is clothing that protects you from the UV rays of the sun. It differs from normal clothing in that it blocks up to twice as many UV rays, and as a result is more expensive. The popular fabric choices for these types of garments are nylon, lycra and polyester. With everyday clothing you get some protection, but this depends on how close the fibers are together, and this often means warmer outfits on hot days, which can be counterproductive. This will protect you from the sun, even on those seemingly harmless cloudy days.Why is it better?While sunscreen and UV protection clothing essentially have the same function, the clothing option would be the better choice simply because it is more convenient. With sunscreen you have to reapply the lotion often and you can often miss spots. With clothing you put on one garment, which does not rub or sweat off. This is good for kids who like to have fun and dread having to make frequent stops to get screened. You won’t be exposing nasty chemicals to your skin or worry about your child’s sensitive skin being affected by them. It is also better than sunscreen because it protects against more of the UV rays so is more effective.UV protective clothing is a good investment if you spend a lot of time outdoors and want to take care of the good health of your skin.
An Anti-Aging Skin Care Guide – 3 Action Ideas to Restore Your Skin
If you’re like me you want an anti aging skin care guide that is both simple and easy to follow. Right?A good guide to anti aging skin care treatment will not be complex or impractical. How many times have you enthusiastically started a health program, such as a diet, only to find a few weeks later that the guide is just too much work, too involved, and that you are slowly giving up and slipping back into the old habits? Those guides were not helpful in the long term and you need to find an anti aging skin care guide that works better than that.Here’s three simple yet effective guidelines for anti aging skin care that will get your skin looking younger. Together they make an easy-to-follow anti aging skin care guide that will work wonders for your skin.First, drink lots of water.I know this sounds a little unrelated to skin care, but getting a good amount of drinking water through the day is a good anti aging skin care treatment.This is because our body is 70 percent water and skin is the biggest organ in it. By drinking, say, seven or eight glasses of good, pure water each day your skin will maintain its natural hydration level and help your looks. Don’t drink too much: eight glasses is normally about right. And don’t drink the rubbish from your tap: drink good water. This simple guideline will definitely lift your anti aging skin care efforts.Next, be moderate as you sun tan.We like to have a tan. people who look at us expect it and a certain amount of sun tan is healthy. Enjoy it. Sunshine helps your body produce that very essential Vitamin D. But you can over-cook your skin in strong direct sun. Enjoy it too much over a long period of time and you will cause a drop in the levels of hyaluronan your skin has. This substance has a key role in repairing skin tissue and is being increasingly studied because of that. Let me simply say, we attack hyaluronan to our own peril.So get into the habit of wearing a hat when the sun is fierce. I’ve recently put a peak on my cycle helmet to shade my eyes and forehead when I ride, and you’ll be able to think of things like which will help keep the sun off you when you’re out in it. This is the easiest part of my anti aging skin care guide.Sunscreen lotion is not the answer. For one thing, some brands include chemicals which damage your skin and affect your health long-term. But also, we can frequently avoid the sun’s rays without using artificial screens just by modifying where we go, when, and how we dress.Finally, eat well.Again, this is probably not what you expected in an anti aging skin care guide, but get a good intake of the dark, leafy vegetables like spinach. Early aging in the skin is often the work of free radicals. These molecules move around our body, damaging cells and have a particularly good time in our skin. The antioxidant-rich leafy green vegetables neutralize the free radicals before they harm your cells and your skin. So deliberately plan to eat these vegetables regularly.So there you have it. Some simple guides that will help your anti again skin care treatment. Follow them regularly. Make them a pattern of your life and health, and they’ll form a sound foundation so your skin remains smooth and looks younger.You can also take up some special treatments that will enhance this foundation of natural skin care. One of the best ways is to use high quality anti aging skin care treatment cream. When you find a truly high quality cream it should do three things for you.First, it will get in step with the natural processes in your skin to close up the fine lines and wrinkles that spoil the look of older skin. Good quality skin care creams have ingredients that stimulate these processes, and some of them will help even out blotches and color differences across your face and arms.Second, it will help keep your skin soft to touch and smooth and even when pressed, by ensuring it is hydrated to a good level. Dry skin cracks and is rough to the feel. A good cream makes sure yours is not like this.And lastly, it will boost your skin’s natural youthfulness by gently boosting up the levels of collagen and elastin that are important for skin to appear young. These are the two things that do most of the work in keeping us looking young as age breaks them down in our skin. Special substances like Phytessence Wakame and Nanobelle CoenzymeQ10 in a cream can help the body boost its collagen and elasin levels.More could be written about this, and I will do that in the months ahead. But now, believe me, once you start to use this anti aging skin care guide and pick anti aging skin care treatment creams thoughtfully I think you’ll find your skin will retrieve some of it youth and quality.
SPDN: An Inexpensive Way To Profit When The S&P 500 Falls
Summary
SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.
This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.
SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.
Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.
We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.
Put a gear stick into R position, (Reverse).
Birdlkportfolio
By Rob Isbitts
Summary
The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.
The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.
SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.
Strategy
SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.
Proprietary ETF Grades
Offense/Defense: Defense
Segment: Inverse Equity
Sub-Segment: Inverse S&P 500
Correlation (vs. S&P 500): Very High (inverse)
Expected Volatility (vs. S&P 500): Similar (but opposite)
Holding Analysis
SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.
Strengths
SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.
Weaknesses
The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.
Opportunities
While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.
Threats
SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.
Proprietary Technical Ratings
Short-Term Rating (next 3 months): Strong Buy
Long-Term Rating (next 12 months): Buy
Conclusions
ETF Quality Opinion
SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.
ETF Investment Opinion
SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.